USDT payment gateway
Accept USDT TRC20 payments
USDT on TRON (TRC20) is the most popular way to pay with stablecoins in many markets: transfers confirm in about a minute and most exchanges support withdrawals on TRON. Zypher creates a TRON address for every invoice and credits the payment after the network confirms it.
Why accept USDT with Zypher
- Confirmed in about a minute after 10 TRON blocks.
- Supported for withdrawals on almost every exchange, so customers can pay straight from their exchange account.
- The network fee is paid by the sender; you receive the full invoice amount.
Networks and limits
| Network | Confirmations | Minimum payment |
|---|---|---|
| TRON (TRC20) | 10 | 1 USDT |
Exchange rates: USDT → BTC
How to start accepting USDT
- 1
Open an account
Sign up with an email code or a passkey and create a store to get its API keys.
- 2
Connect your site
Install the plugin for your platform or create invoices through the API. Enable USDT in the store settings.
- 3
Take payments
Customers pay USDT on the hosted page. You get a signed webhook and the funds in your balance.
Frequently asked questions
How fast is a USDT TRC20 payment?
TRON produces a block every 3 seconds, and Zypher credits the payment after 10 confirmations, so it usually appears in about 30 to 60 seconds.
Do I need TRX to receive USDT TRC20?
No. You receive USDT to your Zypher balance without holding TRX. When you withdraw USDT on TRON, the withdrawal fee covers the network costs, so you never need to buy TRX.
Can I receive USDT and keep the money in another coin?
Yes. Turn on auto-convert in the store settings and every incoming USDT payment is swapped into the coin you choose, for example USDT, right after it is credited.
Can I price my products in dollars and still accept USDT?
Yes. Create the invoice in USD, EUR or another currency. When the customer chooses USDT, the amount to pay is calculated at the current rate and fixed on the invoice.
Other coins you can accept
Start accepting crypto today
Open an account, create a store and take your first payment in minutes. No setup fee and no monthly fee.