USDT payment gateway
Accept USDT BEP20 payments
USDT on BNB Smart Chain (BEP20) combines low fees with fast confirmations and is widely supported by exchanges and wallets. It is a good default for small and medium payments.

Why accept USDT with Zypher
- Network fees of a few cents for the customer.
- Credited after 5 confirmations, usually in under 30 seconds.
- Works with Trust Wallet, MetaMask and exchange withdrawals on BSC.
Networks and limits
| Network | Confirmations | Minimum payment |
|---|---|---|
| BNB Smart Chain (BEP20) | 5 | 1 USDT |
Exchange rates: USDT → BTC
How to start accepting USDT
- 1
Open an account
Sign up with an email code or a passkey and create a store to get its API keys.
- 2
Connect your site
Install the plugin for your platform or create invoices through the API. Enable USDT in the store settings.
- 3
Take payments
Customers pay USDT on the hosted page. You get a signed webhook and the funds in your balance.
Frequently asked questions
Is BEP20 the same as BNB Smart Chain?
Yes. BEP20 is the token standard on BNB Smart Chain (BSC). USDT BEP20 is USDT issued on that network.
Can customers pay USDT BEP20 from an exchange?
Yes, as long as they choose BNB Smart Chain (BEP20) as the withdrawal network and send to the address shown on the invoice.
Can I receive USDT and keep the money in another coin?
Yes. Turn on auto-convert in the store settings and every incoming USDT payment is swapped into the coin you choose, for example USDT, right after it is credited.
Can I price my products in dollars and still accept USDT?
Yes. Create the invoice in USD, EUR or another currency. When the customer chooses USDT, the amount to pay is calculated at the current rate and fixed on the invoice.
Other coins you can accept
Start accepting crypto today
Open an account, create a store and take your first payment in minutes. No setup fee and no monthly fee.