Crypto payment gateway

Accept crypto payments on your website

Zypher is a crypto payment gateway for online businesses. Price in dollars or euros, let customers pay in Bitcoin, USDT, Ethereum, TON and other coins, and receive the money in your balance minutes later.

coins
12coins
networks
11networks
fee per payment
0.25%–0.9%fee per payment
to go live
Minutesto go live

How it works

  1. 1

    Create an invoice

    Your site, plugin or Telegram bot creates an invoice through the API, or you send a payment link by hand. Price it in crypto or in fiat.

  2. 2

    The customer pays

    They open the hosted payment page, choose a coin and network, and pay to a unique address by QR code or from a wallet.

  3. 3

    You get paid

    After the network confirms the transfer, the invoice is marked paid, a signed webhook reaches your server and the money lands in your balance.

Everything a merchant needs in one account

Checkout, API, conversion and withdrawals work together, so you do not need a separate wallet, exchange and payment processor.

  • Hosted payment page

    A clean checkout with QR codes, a live countdown and clear states for underpaid, overpaid and expired payments. Redirects back to your site on success or failure.

  • Prices in fiat

    Set the price in USD, EUR or another currency. The customer picks a coin, and the amount in that coin is fixed at the current rate.

  • Auto-convert

    Turn every incoming payment into one coin automatically, for example USDT, so volatile coins never sit on your balance.

  • API and signed webhooks

    A REST API with HMAC-signed requests, signed webhooks for every status change, retries on failure and an IP allowlist.

  • Plugins for popular platforms

    WooCommerce, WHMCS, OpenCart, PrestaShop, 1C-Bitrix, XenForo, Invision Community, MyBB and phpBB. Install, paste your keys, done.

  • A unique address per invoice

    Every payment goes to its own address, so it is matched to the right order without memos or manual checks.

  • Built-in exchange and withdrawals

    Swap between supported coins inside your account and withdraw to any external wallet whenever you need.

  • AML address screening

    Check a sender address risk score through the API before you ship goods or credit an account.

Coins and networks you can accept

Stablecoins on the cheapest networks for everyday payments, plus Bitcoin, Ethereum and the coins your customers already hold.

All supported coins →

Frequently asked questions

What is a crypto payment gateway?

It is a service that lets a business accept cryptocurrency the way it accepts cards: it issues an invoice, shows the customer where and how much to pay, watches the blockchain for the transfer and tells your system when the payment is confirmed. Zypher also holds the funds in your balance, converts them if you want and lets you withdraw to any wallet.

How much does Zypher charge?

A commission on each paid invoice, starting at 0.9% and falling to 0.25% as your 30-day volume grows. There is no setup fee and no monthly fee. When you withdraw, you pay only the network fee of that transfer, shown before you confirm. All numbers are on the pricing page.

Which cryptocurrencies can my customers pay with?

Bitcoin, Ethereum, USDT, USDC, DAI, TON (Gram), Solana, TRON, BNB, Litecoin, Dogecoin and Monero, across 11 networks including TRON, BNB Smart Chain, Base, Arbitrum, Solana and TON. Stablecoins are available on several networks so customers can pick the cheapest one.

Do I need a company or documents to start?

No paperwork is needed to open a store and get API keys: you sign up with an email code or a passkey. Zypher follows its AML policy and may ask for information in specific cases, as any regulated payment business does.

How fast do I receive the money?

As soon as the network confirms the transfer. That takes seconds on TON, Solana and TRON and a few minutes on Ethereum or Bitcoin. The balance is then yours to convert or withdraw.

What happens if a customer pays too little or too late?

An underpayment is marked as underpaid so you can decide what to do, and an overpayment is marked as overpaid. A payment that arrives shortly after the invoice expired is still matched to it rather than lost.

Can I accept crypto without a website?

Yes. Create an invoice in the dashboard or the Telegram bot and send the payment link to your client. Streamers and creators can also use a public donation page.

How do I integrate Zypher with my site?

Install a plugin for your platform, or call the REST API: create an invoice, redirect the customer to the payment page and handle the signed webhook. The documentation has code samples and a request playground.

Start accepting crypto today

Open an account, create a store and take your first payment in minutes. No setup fee and no monthly fee.