XMR payment gateway
Accept Monero (XMR) payments
Monero (XMR) is the leading privacy coin: amounts and addresses are hidden on the blockchain. Many customers who value privacy prefer it, and few payment gateways support it. Zypher does.
Why accept XMR with Zypher
- A separate subaddress for every invoice, so payments are matched automatically.
- Credited after 5 confirmations, around 10 minutes.
- Convert XMR to a stablecoin or withdraw it to your own wallet.
How to start accepting XMR
- 1
Open an account
Sign up with an email code or a passkey and create a store to get its API keys.
- 2
Connect your site
Install the plugin for your platform or create invoices through the API. Enable XMR in the store settings.
- 3
Take payments
Customers pay XMR on the hosted page. You get a signed webhook and the funds in your balance.
Frequently asked questions
Does Zypher support Monero payments for merchants?
Yes. Enable XMR in your store and it appears as a payment option on the hosted page and in the API, like any other coin.
How long does a Monero payment take?
Monero produces a block about every 2 minutes, and Zypher credits the payment after 5 confirmations, so it usually takes around 10 minutes.
Can I receive XMR and keep the money in another coin?
Yes. Turn on auto-convert in the store settings and every incoming XMR payment is swapped into the coin you choose, for example USDT, right after it is credited.
Can I price my products in dollars and still accept XMR?
Yes. Create the invoice in USD, EUR or another currency. When the customer chooses XMR, the amount to pay is calculated at the current rate and fixed on the invoice.
Start accepting crypto today
Open an account, create a store and take your first payment in minutes. No setup fee and no monthly fee.